As this year ends, some people have already forgotten about their unused dental benefits. If you have dental insurance coverage, now is the perfect time to utilize most of your benefits. According to the “Use-It-or-Lose-It” policy, your remaining benefits will expire as soon as the new year comes. This is why, if you have not completely utilized your coverage yet, this is your time to act.

Let us find out which benefits your policy actually covers and how you can get the most out of it before this year ends. 

Knowing The Fundamentals of “Use-It-or-Lose-It” Policy

Dental programs generally include an annual expiry date, the last day of the year. If you fail to use your benefits during this period, they do not carry over to the following year. 

The “Use-It-or-Lose-It” policy is an insurance plan that requires you to utilize your annual benefits before the end of the year. If you fail to avail yourself of those benefits, you will simply lose those benefits. 

Knowing how your “Use-It-or-Lose-It” benefits work can help you make sure that you are getting the most out of your plan. If you ignore these facilities, you will have to wait for one more year to avail these valuable coverages.

What Does Your Dental Plan Cover?

You must review your dental plan’s coverage before your benefits renew. Most plans cover what you need on a regular basis, including cleanings, routine exams and even procedures like crowns, fillings, and X-rays.

So, do not wait until it is too late to schedule appointments you have been postponing, like your annual checkup.

Key Unused Benefits Of Your Dental Plan

Routine care is important, but your dental plan could have other benefits that you have not yet utilized. Numerous plans also pay for preventive procedures like sealants, fluoride treatments, and specific diagnostic X-rays that can identify problems early.

These treatments do not have to be on your priority list, but they can save you money on procedures later. If these services are included in your plan, it is time to take advantage of them before they run out.

Why You Should Do It Now: Unused Benefits Don’t Carry Over

If you have not consumed your total annual benefit yet, do it now. As soon as January arrives, your unused benefits will revert, and any remaining coverage will be lost. 

Imagine if you required a procedure that your plan would have paid for, but lost the chance to schedule in time. Does that feel frustrating? This is exactly why you should not wait until it is too late, only to discover you missed out.

Dental Procedures You Can Schedule Before the Year Resets

The remaining days of this year are your last chance for scheduling essential treatments that can be covered by your benefits. These may include teeth cleanings, fillings, crowns, and even some complex treatments like root canals or gum treatments. 

In case you are unsure about which treatments you can avail now, ask your dentist or insurance provider for a quick review of your benefits.

Don’t Miss Out: Maximize Your “Use-It-or-Lose-It” Benefits

Now that you are aware of how the “Use-It-or-Lose-It” policy works, nothing should keep you away from availing the benefits you deserve. Do not let the year slip away from you without using the maximum of your dental benefits.

From regular check-ups to the procedures you actually need, this is the ideal time to ensure that you are maximizing your coverage. Procrastination creates lost benefits, and no one wants to discard what they have already paid for.

If you still have benefits available, it is time to book your appointments and address any treatment you have been delaying. At Dental Artistry Irving, we can assist you in getting the best out of your dental plan. Get your dental health in check today, book your consultation, and get the most out of your benefits before they run out!